If you have a transportation business in Florida, there are unique risks that you need to make sure are covered. Your CDL operators are experienced drivers with the right qualifications for the job — but you can’t vouch for other drivers on the roadways. Maybe it’s time to check out the benefits of commercial car insurance specific to your business needs. You may provide transportation, delivery services, or other activities that require a lot of driving. Let The Wurzel Agency representatives help you customize your coverage to your needs.
Commercial Auto Insurance
Commercial drivers or business owners who employ CDL drivers need to be familiar with federal and state laws. For instance, childcare pickups and food delivery services require commercial auto insurance. Personal auto insurance simply doesn’t cover every situation that could arise on the road. At a minimum, discuss bodily injury liability and property damage liability with your agent. Many other options are also available.
Additional Coverage Options
Your agent can provide details on the types of coverage below. However, here’s a summary to get you started:
- Uninsured/underinsured motorist insurance covers you for damages to your car caused by an uninsured or underinsured motorist.
- PIP with medical coverages. Personal injury protection (PIP) provides medical coverage for passengers injured in an accident.
- Emergency roadside insurance. This is almost a need-to-have coverage for drivers traveling cross-country on a regular basis. It alleviates the burden of high repair bills when you break down on the road.
- Personal effects insurance. This insurance covers personal belongings that are stolen, lost or damaged.
Contact The Wurzel Agency today to make an appointment for commercial auto coverage required by your Oviedo, FL business.