Halloween Safety

Make your house a haven for trick-or-treaters

Halloween is one of the fall season’s most loved holidays. Kids love to dress up, get together with friends, and go door-to-door in search of the biggest and best goodies. 

If your neighborhood tends to be teeming with little superheroes and princesses, you’ll want to be sure your yard and stoop are safe and welcoming. A little pre-planning can prevent unfortunate accidents that could turn out to be tragic for kids and trying for you. 

Here are some pointers for ensuring your house is a safe place for trick-or-treaters on October 31. 

Pets first

Many dogs, cats, and other furry family companions get scared when oddly dressed strangers approach their door in droves. Make sure your pet is in a safe and comfortable space or take them to a secure, relaxing offsite location for the evening. 

Clean it up

If your yard gathers stuff — like toys, rakes, and other yard tools, hoses, tree branches, you name it — take the time to clean it up. Make sure your yard is free of potential hazards and create a clutter-free walking path well before dusk falls this Halloween.

Light it up

Make sure you offer a well-lit path. You can do this using any yard lights, from solar, string, LED, existing outdoor lighting, or glow-in-the-dark. 

Turn it off

When done for the night, make it obvious by turning all inviting lights off. However, if you’re still offering candy in a bowl outside, do make sure to keep the path well-lit until your sweet treats are tucked away inside the house.

Your friends at The Wurzel Insurance Agency hope you enjoy a safe Halloween full of treats (not tricks)!

The Wurzel Insurance Agency is here for you! Give us a call at (407) 977-5700 to speak with one of our experienced agents, or email us: hello@wurzelagency.com.

3 Tips for Buying Umbrella Insurance in Florida

Umbrella insurance is added on the insurance that kicks in when your traditional policy runs out. It’s a vitally important piece of insurance to have since it gives you the peace of mind by knowing that whatever happens, you’re covered. If you’re considering purchasing an umbrella insurance policy in Oviedo, FL, here are three ways to get the best policy for your needs and save money in the process.

1. Work with a Reputable Agent

Your first step should be to connect with a reputable, friendly agent. Trying to navigate the maze of insurance policies can prove challenging when you’re doing it on your own. However, with the help of an insurance agent, you will better understand what each policy has to offer and at what price.

2. Compare Several Quotes

You and your agent will compare several umbrella insurance quotes to find the best one for your needs. This is the perfect time to ask questions and get clarification and guidance. An insurance agent from The Wurzel Agency can help you with this.

3. Bundle Your Policies

Your insurance agent will also assist you in bundling all your policies under one insurance carrier to save money on your premiums. You can stay with your existing carrier or switch to a new one for added savings and excellent coverage. This is one of the easiest and quickest ways to save money on insurance.

To learn more about umbrella insurance, why you need it, and the best approach to purchasing a policy, contact The Wurzel Agency today. We serve the Oviedo, FL area and are standing by to help you get maximum coverage with the right umbrella insurance policy at the right price.

 

Fishing safety

Create great fishing memories for your children.

No matter what season is winding down, the next season is just another reason to spend on the water in the boat with rod in hand. One of the best ways to enjoy boating and fishing in Florida is to share the fun with others – especially your kids or grandkids.

While expert anglers tend to know the ropes of both boating and fishing on Florida’s many lakes, rivers, and lagoons, there are still many mishaps that can occur if the excursion is not well-planned and strategically executed. Accidents like these are especially crucial when you have little ones along for the ride.

The next time you’re gearing up with your offspring to go after the “big one,” make sure it’s as enjoyable as you anticipate by considering the following guidelines.

Only if weather permits. Check the weather forecast in detail, using your favorite app, before you head out onto the water. In many climates, weather can change quickly and drastically, ushering in unexpected storms that could scare your children and put you all in harm’s way.

Dress yourself – and your little ones – for the adventure. Though it may seem obvious, it can get slippery out on the boat or the dock! Ensure stable footing for all by making sure you and your kids are wearing shoes that grip boat floors and slick rocks and docks.

It’s essential to bring everything you need for safety and protection. Pack flashlights and sunscreen including plenty of water and life preservers – but you can also make it fun for the kids. For example, make them the keepers of the radio or the person who makes sure everyone is wearing a hat or sunglasses for protection from the sun.

Be hyper-vigilant about dangerous items. Some sharp things accompany the sport of fishing – hooks, and knives, to name just two. Make sure you have these items in a locked tackle box to ensure no one accidentally gets hurt.

Follow boating rules. Make sure your boat is in good standing by adhering to all the laws of the state. To find these, research the body of water you’re going to be fishing on before you head out.

We at The Wurzel Agency, hope your family fishing outings become lifetime memories! We want to help you meet your goals and make sure what’s important to you is protected!

The Wurzel Insurance Agency is here for you! Give us a call at (407) 977-5700 to speak with one of our experienced agents, or email us: hello@wurzelagency.com.