Why should I get a renters insurance policy?

Living in a rental property is common for a lot of people in the Orlando or Oviedo, FL area. When you do move into a new apartment or rental home, you need to make sure that you handle all of your responsibilities. Part of this is finding a quality and reliable renters insurance policy. There are several reasons why you should get one of these insurance policies when moving into a new rental unit. 

You Want to Comply with the Lease

The first reason why you should want to get a renters insurance policy is that you will want to comply with the terms of the lease. Having a renters insurance policy is good for the tenant and the landlord. Due to this, it is undoubtedly going to be required at all times. If you do not have it, you could face a variety of issues due to lease defaults.

You Want to Have Coverage

Another reason why you will need to have a renters insurance policy is that you will want to have your property covered at all times. A renters insurance policy gives great coverage including protection for your personal assets and liability. Having this coverage at all times is quite important. Due to this, you should never allow it to lapse. 

When you are in need of a renters insurance policy, you should contact the team at The Wurzel Agency. For those that are in the Orlando or Oviedo, FL area and need a renters insurance policy, The Wurzel Agency can help you understand all of your needs and options. Based on this assessment, we can then help you find a policy that provides you with the right type and level of coverage. Contact our office to get started with a quote.

Spring cleaning tips from The Wurzel Insurance Agency

Spring is a time for new beginnings, so cleaning and organization around the house are top-rated this time of year. 

If you’re ready to tackle that monumental chore, knowing as spring cleaning, read on for some helpful information! (And if you’re so tidy and organized throughout the year that spring cleaning isn’t a big chore for you, well done! We might be a little jealous!) 

Take it one room at a time. Deciding to clean or organize your entire home can quickly become overwhelming. If you focus on just one area or room, then move to another only when you’re finished, you’ll likely work more efficiently.

Follow the six-month rule. Generally, if you haven’t used something in six months (except seasonal items), it’s a good idea to consider throwing it away, recycling it, or donating it. 

Don’t forget the kitchen. Just like other rooms, your kitchen likely stores items that haven’t been used in some time — and this includes food in the refrigerator or freezer. Give those appliances a thorough cleaning, get rid of expired foods, and donate unexpired foods you won’t be eating.

Set yourself up for success. Paper clutter is something we all could probably cut back on pretty quickly. Setting up a few recycling bins throughout the house gives you a convenient alternative to setting that old magazine or paperwork down somewhere and watching the pile grow.

Make some money! The spring-cleaning garage sale is a tradition for many homeowners and can be a great way to bring in some extra income. Talk about a win-win situation — you get rid of stuff you don’t need, and someone pays you for it!

Stay safe. When you’re cleaning or maintaining your home, be mindful of the physical risks involved. Lift with your leg muscles, not your back. Avoid prolonged repetitive motions. Use ladders, lawnmowers, and other dangerous tools with caution.

Happy spring, and happy cleaning!