Is Hurricane Damage Covered Under Flood Insurance

The Wurzel Agency provides insurance coverage to the Oviedo, FL community, as well as the surrounding areas. We are an independent insurance agency. For over 50 years, we have helped our clients find the policies they need to protect their assets. We look forward to creating long-lasting relationships and providing excellent customer service.

Is Hurricane Damage Covered Under Flood Insurance?

As an Oviedo, FL resident, you are aware of the potential damage that a hurricane or tornado can cause it moves through the area. The aftermath of natural disasters is often flooding. During those times when severe flooding moves through the area, flood insurance will cover your property. The policy covers any damage to the structure of your property, as well as your personal items. You may have to amend your policy to cover excess flooding inside your basement. Read over the terms of your coverage carefully. 

Generally, hurricanes cause extreme wind damage. You may need to look into separate coverage if the shingles are ripped off your roof or if a tree in your yard gets ripped up. However, there are some cases where you may be covered, such as if a hurricane were to blow debris through your home. Flood insurance does cover your property if a hurricane causes sewer backup damage. Ultimately, it’s important that you do some research to see if you are located in a high risk flood zone. If you are located in one of these zones, you may be required to add flood insurance.

The Wurzel Agency Will Help You Find The Coverage You Need

Visit our website to learn more information about flood insurance.